banQi - Conta Digital 9.64.0

Open your digital account without proof of income and without consultation to credit bureaus.

banQi Digital Account 100% Free

• With banQi, you have a free Digital Account and an international prepaid Mastercard. Earn bonuses for referring friends, family, and acquaintances.

Payments and Consultations for Casas Bahia Installments

Casas Bahia customers can check and pay installments without leaving their homes. You can instantly calculate discounts for early payments and interest on late installments directly on your phone. It's very easy, fast, and secure. By paying installments with your banQi digital account balance, you can even get up to R$ 30.00 back per installment.

Free Prepaid Card

• Prepaid Mastercard with contactless payment and no annual fee
• Virtual prepaid card generated directly in the App after the first deposit of R$ 10 - with much more security for online purchases
• The prepaid card must be used as a credit card for single payments, with recharges made directly in the banQi app.

banQi Shopping! Promotions and Discounts

You're in luck here! Almost as good as finding money in your pocket, banQi offers exclusive discounts.

banQi Personal Loan

Simulate, hire, and manage your loan quickly, easily, and securely. In a few steps, you simulate, check installments, make the contract, monitor the outstanding balance, and even make early repayments if desired.

Understand the conditions: Our credit analysis is personalized according to your profile and the chosen product.

• Minimum payment term: 60 days
• Maximum payment term: 18 months
• Minimum interest rate: 2% per month
• Minimum interest rate: 26.82% per year
• Maximum interest rate: 8% per month
• Maximum interest rate: 151.82% per year
• Costs included in the credit operation: Only IOF (Financial Transaction Tax)

Example:

• Amount received by the customer: R$ 1,000
• Number of installments: 12
• Interest rate: 2.5% per month
• IOF amount: R$ 25.90
• Total credit amount: R$ 1,025.90
• Installment amount: R$ 100.22
• Total amount paid at the end of the contract: R$ 1,202.64
• Total effective cost: 41.23% per year

More Advantages of the Digital Account

• No fees
• Free Digital Account with Pix (Brazilian instant payment system)
• 100% free transfers via Pix, 24 hours a day
• Card blocking and unblocking directly in the App
• Transfer between banQi accounts - send money quickly and without fees
• No proof of income or consultation with credit bureaus required
• Hassle-free account opening: Just need RG (Brazilian ID) or CNH (Driver's License) to open your account
• Expense control, quick payments, and balance inquiries
• Payment of subscriptions and credits for Spotify, Uber, Globo Play, Pluri, Tinder, and Ubook
• Payment of bills and invoices through your mobile phone: Water, Electricity, Telephone, Internet, and more
• Scheduled payment function with payment reminders
• Credits to use on Xbox Cash, Xbox Game Pass, Xbox Live, Sony Playstation, Riot Brasil Assisted (League of Legends), Level-up E-gift, Garena, Nintendo, Razer Gold, Steam, and Wargaming
• Vouchers for Decathlon Brasil, Escola 24, IMVU, and Mcafee
• Withdrawal at Casas Bahia stores with no fees and at Banco24Horas network with a fee of R$ 6.90
• Top-ups and credits for Vivo, Tim, Claro, and Oi mobile phones
• Top-up for Bilhete Único SPTrans (public transportation card in São Paulo)

banQi is a non-financial institution that offers account management services, payments, and other benefits to its users in compliance with the regulations of the Brazilian Central Bank.

Contact us!

• WhatsApp: (11) 3003-0811
• Capitals and Metropolitan Regions: 3003-3283
• Other locations: 0800-205-3283

Promotions: Check the regulations on the website.